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College Confidence?

The following chart shows wage growth (or lack of) 60 months into the most recent economic “recovery”, which is at the lowest point since World War II. Furthermore, the employment situation is no more...

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Wait…I Have Student Debt?!?

In a recent survey published by the Brookings Institute, current college students with student debt were unaware of the exact loan amounts, as well as what they’d eventually repay.  At $1.2 Trillion...

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Ahead of the Curve: All About Financing A College Education

Thoughts from the news: Flip Side of Reducing Student Debt Is Increasing the Federal Deficit, New York Times, February 11, 2015—for every benefit, there is a cost Looking At Student Loan Defaults...

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Student Debt in Seven Charts

Not all student debt is ruinous.  However, borrowing can be complex.  Loans spend tomorrow’s income today, and for college students, a promise of tomorrow’s income is spent to pay for expenses in the...

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The FAFSA PIN is Now the FSA ID

When submitting the FAFSA or Free Application for Federal Student Aid to apply for financial aid at colleges and universities all over the United States, parents and students have needed a PIN number...

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Internships: The New Entry Level Job

Go to college. Then, get a job.  The old adage may have passed its time.  Now, the meme may be more like, “Compete to get into college.  Go to college; work unpaid internships every semester starting...

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The Practicality of a College Education

Presented in addition to last week’s post about what faces Class of 2015 Graduates… From Zero Hedge, May 31, 2015 The post The Practicality of a College Education appeared first on Creative Marbles...

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Welcome to the New Adulthood

For most of us, moving out of the parental units’ house is the ultimate signifier of adulthood.  So, what’s the threshold defining adulthood for the growing numbers of 25 year olds, who live with their...

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The Modern “Starving” Student

College alumni often joke about days as a “deprived” undergrad, only eating instant noodles—fast, filling meals on a limited budget—like a badge of honor.  Growing numbers of today’s college students,...

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Arts and Science Are Not Mutually Exclusive

All too often, science is considered the polar opposite of arts.  Dr. Mae Jemison speaks to the intersection of arts and science, given her own experience, as a dancer, doctor, chemical engineer and...

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Where is the “Middle” in Middle Class?

Middle class families can sometimes feel like this: Cartoon credit: Americans for Limited Government, 2015 Especially when considering the annually increasing tuition, and other costs for a college...

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Does a Free Lunch Exist?

Here’s how to borrow $127,000 in student loans, only repay $87,000 over twenty years, and have the U.S. Government pick up the tab for the $450,000 still owed at the end of the repayment period....

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University of California Flagship Cuts Staff

The stress from the continuous reduction in state funding over the last decade has finally come to the University of California’s flagship campus, Cal Berkeley.  The Washington Post reported on April...

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The Middle Class Squeeze

In the last several years, our middle class clients are being confronted by flattening incomes and  college costs that have risen over 1000%.  More and more families are finding themselves not only...

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“I Have Student Debt?”

[Sung to the tune of Heigh Ho from Snow White & the Seven Dwarfs] “I owe, I owe, so off to work I go…” Even though I remember singing this refrain in jest, Millennials, the current generation...

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Tuition Surging at California Public Universities for 2017-18

University of California (UC) and California State University (CSU) students will pay more tuition for the 2017-18 school year.  For the first time in six years, both the UC and CSU boards have...

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College Admissions Decisions: The Troll Underneath the Bridge or The Gateway...

As college admissions decisions are delivered to email and postal mail boxes all over the world, the decisions can seem to either validate or condemn a lifetime’s efforts. However, just as in Justice:...

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Ever Wonder Why The Dollars in Your Pocket Are Less?

Wonder no longer… The post Ever Wonder Why The Dollars in Your Pocket Are Less? appeared first on Creative Marbles Consultancy.

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Paying for College…Before College

Parents, no matter their net worth, readily take risks, if they believe their children will benefit. And, the risks parents will take know no bounds—as seen in those facing federal prison trying to...

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Delicious Student Loan Relief

While Mom always warns us not to eat too much fast food, Burger King’s recent offer may change her mind. Given the historically record setting $1.5 Trillion total student loan debt, Burger King is...

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